6731 Kara LN
Brownsburg, IN 46112
2471 SF
4Bedrooms -2.5 Baths
4 Car Garage
Fully Fenced in Backyard
Basketball court
568 Creekside Dr.
Franklin, IN 46131
3000 SF
6 Bedrooms -3 Full Baths
Formal Living and Dining Rooms
Family Room
Sunroom
Bonus Room
Almost 2 Acres!
PENDING
9102 Misty Lake Cir
Indianapolis, IN 46260-6116
1837SF
4Bedrooms -2.5 Baths
2 Car Garage
Totally upgraded
-Granite
-New Wood Deck
-Lighting
-Baths
Get Representation!
Let us represent you! If you have ever thought of building a home, we have plenty of experience with that! After working for builders, we have the inside info that will help you negotiate the best price and advise you on the best (must have) options to put into the home and the ones that have a large markup that would be better left for later. We know the builders in the area, what they offer, where they build and more! Call us if you to want to explore the options of building. If you have a home to sell and you buy new home, let us find out if we can work out a deal so you can keep more of your equity!
We can search for homes in the area, the price, and amenities you want and need in your next home!
Inspections and home warranties are important, especially with existing homes! While we always encourage you to use anyone you want we can help you comparison shop with a list of referral partners. We do not take "kickbacks" and don't recommend one company over another.
If you choose to work with one of our knowledgeable Brokers we ask that you sign a Buyers Exclusive Agency Agreement. We want to make sure you are not already working with another Broker. We agree to diligently attempt to locate property, to negotiate price, terms and conditions acceptable to our Buyer for the purchase of property; and shall act in our Buyer's best interest during the term of the agreement during the buying period. We are normally paid by the Seller or Home Builder. There are some cases where our fee is not totally covered by the seller/builder we sort that out on a case by case basis. We believe in being upfront and honest with our customers and clients. Many Brokers have this policy, but it may be hard to find anything about it on their websites.
Try this mortgage calculator to get an idea of how much a particular home will run. Of course the lender will have more precise figures for you.
Enter in the price you want to offer. For the down payment unless you have 20% to put down use $0 because their are usually loan origination fees that could be added into the loan amount. Use the going rate or the one the lender said you qualify for. Remember rates change on a daily basis. Find the property taxes on the listing and multiply that by 2. For insurance usually use 1% of the price of the home. Hopefully it will be lower. Keep the PMI the same unless you are getting a loan without PMI then put $0. Enter the month you think you will close, usually 30-45 days after your offer is accepted. Then enter the year we are currently in. Hit the calculate button.
Remember this is only an estimate.
Use this link to search for homes through the same system we work from as REALTORS® !
This system is more accurate than some of the home search sites.
If you find something you want to see please text the address to one of the agents you are working with at House Smart ™ Realty, LLC
HAVE REPRESENTATION- contact us to see any home!
This is one of our SPECIALTIES!
Find out if you or someone you know qualifies for:
NO MONEY
INTEREST RATES STARTING AS LOW AS 1%
33-38 YEAR MORTGAGE
The USDA Guaranteed is a program that guarantees loans though qualified lenders. The USDA Direct program goes directly though the USDA no lenders are involved. Both programs are based on the size of the household and the total income in the household. To see if you qualify for the programs click the USDA logo below.
House Smart ™ Realty, LLC will help you though the entire process and help you find eligible homes!
Beware of some brokers charge you for their service! We will not charge you a dime to help you through the process!
Can you believe it, there is a program for seniors where you do not have to make mortgage payments ever again!
If you are ready to move into your forever home. you may qualify for a brand new home and never have to make another payment! Contact us and ask us about the HECM program for seniors over age 62. And don't worry if you have a home to sell we can help you with that too and save you money for your down payment on your new home. We work with all the major builders in this area, you may even want to do a custom build we can help with that too! We don't do loans, but we can hook you up with the lenders offer this program.
Need to get rid of stuff? We have the resources to make it happen without all headache!
Is your credit score too low to qualify for a mortgage?
There are many small things you can do to raise your credit score. It's best to talk to a qualified lender to get into all of the details. Adding a secured credit card can sometimes help raise your score. Click below to see how that might help.
Higher credit scores help a lot of things, such as, better interest rates, which helps lower payments, better insurance rates, and a sense of pride in yourself. Because we all know life isn't easy and this is one goal that should make you feel good about yourself.
The highest form of credit you can get is on a mortgage! So, once you purchase a home and make all payments on time, and don't max out credit you should see good things happening
SOLD!
Indianapolis
SOLD!
Pike Township
SOLD!
Alexandria
House Smart ™ Realty, LLC
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How Smart? Very Smart!!!
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House Smart ™ Realty, LLC is please to announce that we have a Spanish speaking person on our team to assist you. Please click below if you would like someone to contact you in Spanish!